Bundling Home + Auto Insurance Savings Calculator
How much can you save by putting home and auto insurance with the same carrier? Compare your current situation vs bundled discounts.
Frequently asked questions
What's a typical bundling discount?
Most major carriers offer 10-15% off both policies when you bundle auto and home. Some carriers offer up to 20% if you add a third policy (motorcycle, boat, umbrella). The exact discount varies by carrier and state.
Should I switch carriers just for bundling?
Not automatically. First, check if your current carriers offer bundling — you might already be eligible and just not asked. Then compare quotes with coverage matched exactly. Sometimes the bundling discount isn't worth switching if the other carrier's base rates are higher. And don't forget: loyalty discounts and accident forgiveness might disappear if you switch.
What other discounts should I ask about?
Common stacking discounts: safe driver (auto), good student (auto, 10-25%), anti-theft/alarm (auto + home), new roof (home, 5-10%), E-ZPass/telematics (auto, up to 30%), pay-in-full (5%), paperless (2-3%), multi-vehicle (auto, 5-10%). Ask each carrier for their full discount menu — you might qualify for several.