About Cover

Cover is the insurance-focused branch of the mQuickCalc calculator network. We build free, no-signup tools to help you budget for auto, life, home, health, and business insurance.

Who runs this?

Cover is independently operated by the mQuickCalc team — a small group of finance and tech professionals based in Asia-Pacific. We've been building free online calculators since 2024, reaching millions of users every month across our four tool sites.

Why we built Cover

Insurance is one of the largest expenses in any household or business budget — yet it's surprisingly hard to get a quick, honest estimate without giving up your email or phone number. Most "calculators" online are just lead-generation forms that collect your data and sell it to brokers.

We built Cover to fix that: enter a few numbers, get an estimate instantly, no sign-up required, no data collected.

How accurate are the estimates?

Our calculators use publicly available industry data from sources including the National Association of Insurance Commissioners (NAIC), Insurance Information Institute, Centers for Medicare & Medicaid Services (CMS), and state insurance department publications. Rates are aggregated into average figures by state, age, and coverage type.

However, every insurance application goes through individual underwriting that checks factors we cannot access — credit-based insurance scores, prior claims history, exact vehicle condition, carrier-specific guidelines, and location-specific risks. Treat our numbers as a ballpark budget range, not a quote. Always compare actual quotes from licensed carriers before purchasing.

Contact us

Questions, feedback, or bug reports? Email us at cover@mquickcalc.com.